Visa® Platinum Fixed Rate Credit Card

Save more with a lower rate.

  • Get $200 back when you use your card1
  • No annual fee
  • Free fraud monitoring
  • Online Purchase Protection with Visa® Secure
  • Mobile and email alerts
  • Consolidate your outside balances to a lower rate

Apply Today Get $200 Back
Features & Benefits
Current Rates
Card Resources
Card FAQs
Access Your Account
It is this easy.

Take a break, relax and save.

$0 fee balance transfers.

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Features and benefits included with every Advia Visa® Platinum Credit Cards.

Card Security

Discover the ways we're keeping your account safe with text message security.

Visa® Text Alerts

Notify yourself via SMS text message when an expected transaction processes, when your balance goes below a set amount, and more.

CardSwap

Quickly update your Advia Card information for over 50 online shopping and streaming services.

Mobile Wallet

Upload your Card onto your mobile wallet app to have secure access anywhere you go.

Easy to use resources and tools to manage your account.

Report Fraudulent Activity

If you notice suspicious or potentially fraudulent activity on your account, please contact us immediately. If contacting us during normal business hours, please call 844.238.4228. Outside normal business hours, please call 833.371.8977.

Report Lost/Stolen Card

Can’t find your card? Don’t delay – if you think your card may be lost or stolen, report it to us immediately at 844.238.4228 We can place a temporary hold on your card while you look for it or cancel it so you can get a new instantly issued card at any of our branch locations.

Travel Notification

To allow you uninterrupted access to purchases while traveling, and to help in our fraud prevention efforts, consider setting up a Travel Notification. You can do this through the Cards menu in Digital Banking, by calling us at 844.ADVIA.CU, or by visiting any branch.

Visa® Credit Card FAQs

No, cash advances and balance transfers do not earn rewards.

Use your card for in-person purchases, but don't forget about online, Mobile Wallet, online subscription, and Tap to Pay purchases. You can also use CardSwap to quickly update your card information on more than 50 popular online services.

Not at this time, however, you will still earn 1% back on these purchases.

Yes, restaurants - including fast food and carryout - qualify for rewards. This also includes restaurant delivery services.

Yes, in each 2% and 3% back categories, rewards can be earned on aggregate purchases up to $1,500 made 10/1/19 – 12/31/2022. After that, the standard 1% will be earned on purchases up to $10,000 monthly.

Visa Fixed Rate Credit Card

New card $200 cash-back offer.

Earn $200 cash back by spending $2K in the first 2 months of opening your new Visa® Platinum Credit Card.

Apply Today
  1. A balance transfer fee of either $10 or 3% of the amount transferred, whichever is greater, will be assessed for each balance transfer processed on that account. Loans held with Advia are ineligible for this promotion.

Must be 18 or older. All offers and rates subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to approval.