PURCHASE & CONSTRUCTION

You could save up to $1,000 off your mortgage loan.

With Advantage Plus Rewards, now you can save even more.1
Apply Today Featured Rates

Right now, all members save $500 with a waived appraisal. Add another $300 off admin fees and 0.125% off your rate with Advantage Plus Rewards!1

We have the right solution for your new purchase or construction.

Our Mortgage Center experts are standing by, ready to connect with you – just a click or phone call away. Or, browse through the many mortgage options available below.

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See All Your Mortgage Options
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Today's featured Mortgage Rates.

All Mortgage Rates

Our most popular mortgage solutions.

Conventional

Conventional mortgages all come with low rates and great service.

FHA

Great for first-time homebuyers who need a low down payment or those with less than perfect credit.

PMI Saver

Buy the house you want and avoid the extra cost of mortgage insurance.

VA

Saves you money if you’re active military or a veteran.

New Construction

Perfect if you’re looking to have your home built.

Jumbo

Great if you’re looking to buy a higher priced home.

Condominium Loan

You’ll love your condo (and not having to mow your own lawn).

Low to $0 down mortgage options.

Home Ready®

A flexible option that offers a low-down payment and free online homeownership education to make sure you feel confident after you buy.

Right Choice Home Loan

Offers flexible credit options and a low-down payment.

Zero Down Payment Loan

Yes, it’s possible to purchase your home without putting any money down!

Concerned about credit?

Student Debt Relief Loan

Even when you have student debt, we can help put you in the best mortgage.

Best Score Family Helper Loan

Your family wants to help with your new home purchase? Let them!

Even more options!

Home Renovation Loan

There’s no need for two loans - combine home improvements with your purchase.

Doctor Loan

For practicing doctors or those who’ll become a doctor within 6 months looking to buy.

Manufactured Home Loan

Enjoy all the benefits of owning a manufactured home, knowing you’re getting great financing too.

Hobby Farm Loan

Raising livestock or growing crops for fun? Yep, there’s a mortgage option for that!

Maximum Cash-Out Refinance

Put the equity you’ve built in your home to work – for improvements or other large purchase.
  1. To receive waived valuation fee, you must apply by January 31, 2023 and loan must close to receive refund of valuation cost. Mortgage rates current as of January 3, 2023 and assumes a 30-year fixed-rate purchase or refinance of a detached, owner occupied property with loan to value ratio of 80% and credit score of 740. A loan amount of $200,000 at an interest rate of 6.125% and APR of 6.193% has a payment of $1,215.22 with 0.125 point due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Exclusive Advantage Plus Membership offer for $300 off admin fees, waived valuation fee, and 0.125 rate discount must apply by January 31, 2023 and loan must close to receive full offer. Offer applies to Conventional Residential First Mortgages financed with Mortgage Center and excludes FHA, VA, and Home Equity Loans and Lines of Credit. Advia Credit Union membership required. Offer may not be combined with any other promo or discount. The promo has no cash value and is non-transferrable. Terms subject to credit and mortgage approval. Other restrictions may apply. All loans subject to approval.