Regular Checking

With Regular Checking, get all the advantages with no fees attached.

Open an Account
Advantage Plus Rewards
Check Current Rates
Debit Card
Digital Banking
Savings Calculator

Advantage Plus Rewards

Now there are even more pluses to having your Checking with Advia.

  • 3% APY on Checking1
  • Up to $10 Advantage Bucks Monthly2
  • Up to 1% APR Loan Rate Discount3
  • 0.25% APY CD Rate Premium4
  • $300 Off Mortgage Admin Fees5
  • 0.125% Off your Mortgage Rate5

Direct Deposit

Set up Direct Deposit to get same-day access to your paychecks and other recurring deposits.

Explore more great financial advantages.

No matter what your financial goals and needs may be, we have a solution that will work perfectly for you.

Certificates of Deposit

Get a rewarding return on your investment.

Savings Accounts

No matter what you’re savings for, we have an account that will work for you.

Retirement Accounts

Save for retirement with a consistent return on your investment.

  1. Annual Percentage Yield; subject to change. APY to be paid on balances held in Regular and Assurance Checking when account activity meets qualifications as Advantage Plus up to $5,000. Balances above $5,000 will earn our non-promotional stated rate with no maximum balance applicable. Dividend rate premium not eligible on balances held in Money Market Checking. Members may hold multiple Checking shares, however, promotional rate will be paid on first Regular or Assurance Checking share ID only. See Advantage Plus Rewards page for qualifications.
  2. A credit for the amount of service charges incurred, up to $10, will be applied to member’s share account following month-end processing for months in which member qualifies as Advantage Plus Rewards status. The following service charges are eligible for credit: CU Service Center transactions, paper statement, Advia check orders, non-Advia ATM transactions, and overdraft transfer fees from shares or lines of credit. Advantage Bucks do not carry over to the next month.
  3. Advantage Plus Personal Loan rate reduction = 0.75% Annual Percentage Rate on personal loans only for the life of the loan; additional 0.25% APR discount if automatic monthly payments elected prior to first scheduled payment. Combined discounts may not go below floor rate at time of loan; offer excludes Home Equity Loans and Lines of Credit, Business/Commercial Loans, Mortgages, and Visa® Credit Cards.
  4. Advantage Plus CD Rate Premium = 0.25% APY on new CDs (excluding promotional and EZ Saver CDs); will be applied for the full term of the CD held. Early CD withdrawal penalties may apply. See Certificate of Deposit for details.
  5. To receive waived valuation fee, you must apply by January 31, 2023 and loan must close to receive refund of valuation cost. Mortgage rates current as of January 3, 2023 and assumes a 30-year fixed-rate purchase or refinance of a detached, owner occupied property with loan to value ratio of 80% and credit score of 740. A loan amount of $200,000 at an interest rate of 6.125% and APR of 6.193% has a payment of $1,215.22 with 0.125 point due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Exclusive Advantage Plus Membership offer for $300 off admin fees, waived valuation fee, and 0.125 rate discount must apply by January 31, 2023 and loan must close to receive full offer. Offer applies to Conventional Residential First Mortgages financed with Mortgage Center and excludes FHA, VA, and Home Equity Loans and Lines of Credit. Advia Credit Union membership required. Offer may not be combined with any other promo or discount. The promo has no cash value and is non-transferrable. Terms subject to credit and mortgage approval. Other restrictions may apply. All loans subject to approval.