Assurance Checking

Avoid overdrafts and save more with Assurance Checking.

It’s all of the gain without any pain – of unwanted overdrafts! You can still earn great rewards and a high yield with this e-Checking option (no paper checks or paper statements).

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Early Pay Advantage
Digital Banking
Direct Deposit
Savings Calculators

Get paid up to two days early with Early Pay Advantage.

Direct deposit with Advia means accessing your payroll, social security, disability, pension, and tax returns even earlier! Having your money in hand earlier is another anyway to avoid accidental overdrafts. Simply have your direct deposit set up to your Advia account. No opt-in required.

Download our Digital Banking App.

Get easy on-the-go account access.

Explore other tools that also support your goals.

We offer a variety of financial services that may also help you save more and pay less.

EZ-Saver CD

Only $50 to get started with flexible terms and unlimited deposits.

Visa Credit Cards

Consider getting started with a low-fixed rate credit card.

Secondary Savings

Simply deposit a small amount weekly and watch it grow.

Tesrt

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Account Type Dividend Rate (interest) Base APY* Advantage Plus Rewards APY**
Regular CD 3-Month
0.698% 0.70% 0.95%
Regular CD 6-Month
0.896% 0.90% 1.15%
Regular CD 12-Month
1.094% 1.10% 1.35%
Regular CD 14-Month Promo
4.169% 4.25%
Regular CD 21-Month Promo
3.494% 3.55%
Regular CD 24-Month
1.243% 1.25% 1.50%
Regular CD 36-Month
1.687% 1.70% 1.95%
Regular CD 48-Month
1.884% 1.90% 2.15%
Regular CD 56-Month Promo
3.735% 3.80%
Regular CD 60-Month
2.227% 2.25% 2.50%
  1. Debit Card, Bill Pay, and ACH are offered on this account. Checks, Courtesy Pay overdraft protection, and Remote Deposit Anywhere (RDA) are not available for this product.
  2. Annual Percentage Yield; subject to change. APY to be paid on balances held in Regular and Assurance Checking when account activity meets qualifications as Advantage Plus up to $5,000. Balances above $5,000 will earn our non-promotional stated rate with no maximum balance applicable. Dividend rate premium not eligible on balances held in Money Market Checking. Members may hold multiple Checking shares, however, promotional rate will be paid on first Regular or Assurance Checking share ID only. See Advantage Plus Rewards page for qualifications. Dividends will be compounded and credited monthly based on daily average balance. For example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow the same pattern of dates. The dividend declaration date is the last day of the dividend period and for the example above is January 31. If an account is closed before dividends are credited, accrued dividends will not be paid. There is no minimum balance required to open. A minimum average daily balance of $500.00 is required to earn dividends in the Assurance Checking Account.