Visa® Platinum Advantage Points Credit Card

Take advantage of getting great rewards back as cash or points you can put towards travel, merchandise and more. You'll get the perfect balance of great rewards and low interest rates.

Apply Today Schedule Appointment

Benefits you'll love.

  • Earn up to 3% back1
  • Get $200 back when you use your card2
  • $0 annual fee
  • Free fraud monitoring

Features you can use.

Reduce monthly payments by transferring outside balances.

Calculate Your Savings

It's easy to earn reward points on all your purchases.

Our Visa® with Advantage Points Credit Card makes earning points simple. Every time you make a purchase, you earn points. Redeem the points you earn for cash or a variety of great rewards.1

3% back on dining & delivery

3 points for every dollar spent.

Fast food, carryout, & dine-in plus delivery from Grubhub, DoorDash, UberEats, & more.1

2% back on gas & grocery

2 points for every dollar spent.

Gas stations & grocery stores plus grocery delivery services like Shipt, Instacart, & more.1

1% back on all other purchases

1 point for every dollar spent

All other purchases; earn rewards every time you use your card.1

Visa® Platinum Advantage Points Credit Card FAQs

No, cash advances and balance transfers do not earn rewards.

Use your card for in-person purchases, but don't forget about online, Mobile Wallet, online subscription, and Tap to Pay purchases. You can also use CardSwap to quickly update your card information on more than 50 popular online services.

Not at this time, however, you will still earn 1% back on these purchases.

Yes, restaurants - including fast food and carryout - qualify for rewards. This also includes restaurant delivery services.

Yes, in each 2% and 3% back categories, rewards can be earned on aggregate purchases up to $1,500 made 10/1/19 – 12/31/2022. After that, the standard 1% will be earned on purchases up to $10,000 monthly.

Have more questions about how your credit card can earn rewards? We're here to help.

Give Us a Call
Find a Branch
Schedule Appointment

Email us.

  1. Earn rewards when you use your card to make purchases; minus returns, credits, and adjustments (“Net Purchases”). The following transactions are not considered Net Purchases and will not earn rewards: balance transfers and cash advances (each as defined in your Credit Card Agreement), fees, interest charges, and fraudulent transactions. Up to 3% back on aggregate purchases up to $1,500 monthly in select categories made on/between October 1, 2022 - December 31, 2023. 3% back on qualifying dining and restaurant delivery transactions; must have required merchant code signifying the transaction for purchases for dining transactions (merchant codes 5812 and 5814). Purchases that exceed $1,500 monthly in promotional categories will earn the standard 1% back. A maximum of 10,000 points per month may be earned. 2% back on qualifying gas and grocery transactions; must have required merchant code signifying the transaction for purchases for gas and grocery transactions (merchant codes for gas: 5541 and 5542; merchant codes for grocery: 5411 and 5300). 1% back (equal to $0.01) for every $1 of Net Purchases charged to the card each billing cycle for accounts in good standing. Transactions with other establishments do not apply and we do not control how merchants are categorized. We do not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify for bonus rewards offers. The minimum cash reward redemption in a single transaction is $50.00 and the maximum is $800.00. Rewards expire three (3) years from the time they are earned. Allow up to two (2) billing cycles for bonus rewards to post to account.
  2. $200 statement credit not valid on Business Visa, card reissues, or multiple cardholders. Must meet all qualifications in initial two (2) statement cycles following date of card issuance to receive credit of $200: 1) a minimum of 20 purchases and 2) aggregate purchases of at least $2,000; credits or returns to card within this timeframe will be deducted from aggregate amount. Cash advances and balance transfers don’t apply. Credit will be applied to member’s card account within 45 days of meeting stated qualifications. Offer valid October 1, 2019 and subject to change at any time.